IT HAS BECOME SO EASY TO GET OVER YOUR HEAD IN DEBT!

Easy Credit can lead to credit nightmares. Debt can crush you before you know what happened. It's a familiar story; tempted by easy credit, people run up their credit card bills and loans, only to come crashing when a medical issue or loss of a job or even a reduction in hours makes their debts unpayable. Suddenly, you're threatened with having your salary garnished — or even worse, with the loss of your home, your car, your possessions. And the harassing phone calls never seem to stop . . .

We Can Help Stop Garnishments, Foreclosures and Repossessions.

The Law Office of Stephen H. Jones, a Birmingham Alabama bankruptcy attorney, can help you stop harassing collection actions as you get back on your feet. We can determine whether debt consolidation, personal bankruptcy, whether a Chapter 7 or Chapter 13 filing, is the best solution to your debt problems. If it is, we can shepherd you through the process, making the necessary filings and court appearances on your behalf. After the filing, the harassing collection efforts must stop, and in many cases you will be able to keep your car and your house. If bankruptcy is not the best course for you, we can suggest other ways of dealing with your debt problems. No matter what, we can help STOP harassing collection efforts, garnishments, foreclosures and repossessions, and help you keep your home and your car. With offices in Birmingham and Bessemer we can help. If you are faced with overwhelming debt, you need an experienced lawyer to propose and implement solutions.